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Should I Get an Extended Warranty On a Car?

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There are many decisions involved in purchasing a vehicle, new or used. One of those decisions is whether or not to purchase an extended warranty. Are extended warranties worth it? Overall, this depends on your budget and lifestyle. For those who intend to purchase another vehicle within a few years it may not make sense, but for those who want to keep their car for a long time, an extended warranty can be an excellent option. For shoppers in Pineville and Ewing, the financial experts here at Redmond Chrysler Dodge Jeep Ram can help you make that decision. To learn more about extended warranties, including how they work, and what they cover, contact us.

 

 

Extended Warranty Definition

An extended warranty is an additional plan one can purchase when financing your next car or truck. It provides maintenance coverage standard policies lack, and extends beyond when the factory warranty expires. It provides additional peace of mind, as well as a safety net if the vehicle experiences trouble. Help covering unexpected repairs can come in handy down the road, but that kind of long term planning is easy to overlook in the present.

Extended Warranty Coverage: Are Extended Warranties Worth It?

What will make or break the value proposition of an extended warranty in your case is what the warranty covers. Individual plans have some variance depending on the dealer and manufacturer, but many extended warranties include options such as:

  • Roadside assistance
  • Towing
  • And more

New & Used Vehicle Extended Warranties

Extended warranties can be purchased for new and used vehicles, but what exactly is offered in individual packages for a specific new or used car will depend on that car’s condition. There are a few important details to consider before making a purchase decision:

New Vehicles

There are several factors to consider when adding an extended warranty to your new vehicle:

  • Will you switch to another vehicle in less than 10 years? Modern vehicles are much more reliable than those of the past, so an extended warranty is less necessary for most owners.
  • Will you keep your vehicle for more than 10 years? In this case an extended warranty can be a worthy investment.
  • Make sure to review the coverage that comes with your new vehicle purchase.

Used Vehicles

In the case of used vehicles, reliability is the primary consideration. These thoughts are very relevant:

  • Get an expert inspection for the vehicle, that comes with an estimate for any issues uncovered.
  • Consider the length of your ownership period for the vehicle.

Should I Get an Extended Warranty On a Car?

If there is a large possibility that major repairs could empty your wallet, especially on a car you intend to own long term, an extended warranty is worth it. The peace of mind that comes with knowing that your vehicle is covered is worth some amount of outlay. If you need help getting your current vehicle serviced, check out our service specials, and don’t forget to schedule service! When it comes to your next vehicle and the option of an extended warranty, we’ll make sure you have all of the details needed to make the most informed decision around Harrogate. Contact us, and we would love to assist you.

 

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